Kick

Kick is an AI-native ledger built for owners who do not want to learn bookkeeping software in the first place. Connect your business accounts and it imports transactions as they happen, suggests categories using bank data and rules you can turn into standing instructions, matches receipts to purchases, and keeps a profit and loss and balance sheet ready for you or your accountant. Its pitch to a solo founder is time and tax readiness: transactions are sorted in real time rather than in a monthly batch, transfers between your own accounts are reconciled so income is not double counted, and easily missed deductions such as home office, vehicle and travel costs are surfaced during the year instead of in a scramble in March. A free tier covering a small number of transactions makes it cheap to test on a new business, and paid tiers add unlimited categorisation, reconciliation and, higher up, accrual books and multi-entity support. Human experts review work on paid workflows, but Kick is deliberately software-first: it prepares a year-end package for your CPA and does not file returns itself. If you have one straightforward US business and want the books to largely run themselves at a low headline price, Kick is a strong starting point.

Published tiered plans from free to $300/month; additional entities are free for their first 250 transactions a year, then $50/month.